12–60 MONTHS
12–60 months
12–60 MONTHS
Promotional financing
on qualifying purchases.Footnote1
You could win up to $5,000!*
Enter for a chance to win with Synchrony starting August 4!*
$5,000 Grand Prize
$500 Weekly Prizes
$25 Instant-Win Prizes
Must be a cardholder of an eligible Synchrony-issued credit card as of 7/28 to participate.*
AT SELECT SYNCHRONY HOME LOCATIONS, ENJOY
At Select
Synchrony HOME
Locations, Enjoy
Synchrony HOME locations
- Electronics & Appliances
- Flooring
- Furniture & Mattresses
- Home Improvement
- Outdoor
- Patio & Garden
Find a location
Back to Locator Home
-
Select Synchrony HOME locations provide 12-60 months promotional financing on qualifying purchases on top of everyday benefits1
-
Other accepting locations give you everyday benefits on purchases under $299 and 6 month promotional financing on purchases of $299 or more1
-
Shows all locations the Synchrony HOME card is accepted.
Not sure what store? Select a category below to refine your search and click on Find Locations.
Filters
Favourites
List
List View
Explore Retailers
.png)
EXPLORE OFFERS
With your Synchrony HOME credit card, you can take advantage of special offers from our partners.
Manage on the go
The MySynchrony app for iOS and Android lets you manage your account and find nearby retailers and offers anywhere, anytime.Footnote3
ESTIMATE YOUR MONTHLY PAYMENTS
Make the best decision on how to budget your purchase with our convenient Payment Calculator.
FAQ
Have questions? We have answers.
-
With the Synchrony HOME credit card you can take advantage of many card benefits including:
- Acceptance at all Synchrony HOME partners: The Synchrony HOME credit card can be used at thousands of Synchrony HOME partner retailers nationwide. Visit the store locator to find locations near you.
- Select Synchrony HOME partners may offer longer term promotional financing offers ranging from 12 to 60 months on qualifying purchases.Footnote1
- Enjoy everyday promotional financing on qualifying purchases anywhere the card is accepted. Get 6 months on purchases of $299 - $1998.99 or 12 months on purchases of $1,999 or more.Footnote2
- No Annual Fee.Footnote3
- Safe & Secure with $0 Fraud Liability
- Free Access to your credit score
- Ability to request a credit limit increaseFootnote4
- 24/7 secure online account access with customizable account alerts
- Manage your account easily on the go with the MySynchrony Mobile AppFootnote5(Available on iOS and Android)
-
The Synchrony HOME credit card is accepted at all Synchrony HOME Partner locations. We have partners in home categories including furniture, mattresses, electronics & appliances and more. To find Synchrony HOME Partners, check out Synchrony HOME retailers or visit our store locator to find locations near you.
-
For Synchrony HOME Partners that accept the card online look for the option to pay with a Synchrony HOME credit card on the payment page. Enter your Synchrony HOME credit card account number when prompted.
-
You will only be charged interest on your promotional balance if you do not pay it off within the promotional period.
-
The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well.
-
- Register for your account online.
- Or take a step further and download the MySynchrony mobile appFootnote3 (available in the Apple app store on iOS and Google Play for Android) to have your statements at your fingertips. Our app also has special offers from Synchrony HOME Partners and a store locator so you can find Synchrony HOME Partner locations near you, on the go!
-
Synchrony HOME™ cardholders can manage their account online by registering / signing in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance.
-
You may call 1-844-335-5909 to speak to a customer service representative.
*NO PURCHASE NECESSARY. Legal residents of the 50 U.S. (including D.C., and other US territories), 18+ who have a Synchrony Outdoors credit card; Synchrony Sport credit card; Cutting Edge credit card; Synchrony Music & Sound credit card; Synchrony Sewing & More credit card; Synchrony Car Care; Synchrony HOME credit card; and/or Synchrony Luxury credit card as of 7/28/2025. Void where prohibited. Ends 9/7/2025. For Official Rules including odds, free method of entry, and prize descriptions visit Liveyourbestlifesweepstakes.com. Sponsor: Synchrony Bank.
1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.Go back
2No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 7/31/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.Go back
3For New Accounts: As of 7/31/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms.Go back
4Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.Go back
5Data fees may apply.Go back