on qualifying purchases.1
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With the Synchrony HOME™ Credit Card, you can shop at thousands of retailers nationwide and take advantage of promotional financing.1
on qualifying purchases.1
on purchases of
$299 or more.1
on purchases under $299
paid as a statement credit.2
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Select Synchrony HOME locations provide 12-60 months promotional financing on qualifying purchases on top of everyday benefits.
All participating locations give you 2% cash back (paid as statement credit) on purchases under $299 and 6 month promotional financing on purchases over $299.
Not sure what store? Select a category below to refine your search and click on Find Locations.
Make the best decision on how to budget your purchase with our convenient Payment Calculator.
Have questions? We have answers.
With the new Synchrony HOME Credit Card, you can earn 2% cash back rewards on purchases 2 under $299 automatically credited to your billing statement at cycle.
Purchases of $299 or more will receive 6 months promotional financing, everywhere the card is accepted 1 in stores and online.
Additionally, for Synchrony HOME participating locations, you will be eligible to take advantage of longer term promotional financing offers, ranging from 12 to 60 months on qualifying purchases. The available offers will vary by retailer. 1
The Synchrony HOME Credit Card is accepted at thousands of locations nationwide and home-related stores online. To find physical store locations near you that accept the card, visit our store locator.
"Synchrony HOME locations" are select participating retailers that may offer 12–60 month promotional financing 1 promotions on qualifying purchases with the Synchrony HOME Credit Card. These offers are in addition to the everyday benefits of the Synchrony HOME Credit Card.
All "Other Locations" offer the everyday benefits of 2% cash back rewards (paid as a statement credit) on purchases 2 under $299 and 6 month promotional financing 1 on purchases over $299 with the Synchrony HOME Credit Card.
We want to keep things simple for you, so you can focus on creating your dream home!
Everywhere your Synchrony HOME Credit Card is accepted, the 6 month promotional financing offer will automatically be applied to purchases of $299 or more. For purchases less than $299, the 2% back reward will automatically be applied.
At thousands of “Synchrony HOME locations,” your purchase may also qualify for 12-60 months promotional financing, 1 depending on the offers currently available at these participating retailers. See store for details.
At the payment page, look for the option to pay with a “Synchrony HOME” Credit Card. Enter your Synchrony HOME Credit Card account number when prompted. Note that this option is only available for Synchrony HOME Location websites. Any credit card with the Synchrony HOME mark in the bottom right corner will be eligible for promotional financing options offered by Synchrony HOME for qualifying purchases on the card.
If the option to check out with “Synchrony HOME” is unavailable, simply enter your Synchrony HOME Credit Card account number. If asked to select a certain card type in a dropdown menu at online checkout, please choose “Discover” since we use Discover to process some transactions.
You will only be charged interest on your promotional balance if you do not pay it off within the 6 month promotional period.
You can always make more than your minimum monthly payment. The more you pay each month the quicker your balance will be repaid.
The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well.
Realize your dream home with help from the Synchrony HOME Credit Card, accepted at thousands of locations nationwide.*Activate Card
1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
2Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
3For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.
4Data fees may apply.
*Subject to credit approval.