Pay your bill and manage your account
Apply NowApply now for the Synchrony HOME™ Credit Card to update the devices and gadgets all over your home.*
Don't choose between a home entertainment upgrade with the newest TV and gaming system, or a smart home upgrade with a connected security system and kitchen appliances. Buy what you need now from 20,000+ participating retail locations, and pay over time with multiple promotional financing** offers from your favorite home brands — all on one card.
Promotional Financing** offers available ranging from 6 months to 60 months (available at participating retailers), with convenient monthly payments
Cardholder-only special sales and events
No annual fee^
Ability to request a credit limit increase1
Free access your FICO® Score2
A dedicated credit limit for home purchases (flooring, furniture, appliances, electronics and more)*
Locator tool to find nearby participating retailers
$0 fraud liability
24/7 secure online account access
24/7 secure online account access
Where you can shop with your Synchrony HOME credit card.
Distance from
*Subject to credit approval.
**Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at time of purchase may vary by location. See store for details.
^For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2.
1 You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit line increase.
2 FICO® Scores are available by accessing the online account servicing site at www.mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
