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Fico Score 101

When you apply for credit—such as a credit card, auto loan or mortgage—the company from which you are seeking credit checks your credit report from one or more of the three major consumer reporting agencies. In addition to your credit report(s), they will most likely use a credit score, such as a FICO® Score, in their evaluation of risk before lending their money to you. The Fair Isaac Corporation has developed the following materials to help consumers understand their scores and the scoring process.

What is a FICO® Score?

What goes into FICO® Scores?

Understanding your credit report

Additional Reading

Understanding FICO Scores (PDF)

Frequently Asked Questions about FICO Scores (PDF)