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Furniture Row Payment Calculator

This payment calculator is for estimate purposes only. The amount financed that you input does not consider any applicable discounts or down payments as part of the calculation. Every location may not offer all the promotional financing options shown. Please check with the specific merchant location for available financing options offered.
Enter your financing amount in whole dollars to see the promotion types available for that amount using your Furniture Row credit card.
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Below are promotional financing offers that may be available for the amount financed entered above.
Click the arrow below to see all available offers.
No interest will be charged on the amount financed with your credit card. Offer valid 05/02/2025 - 05/22/2025. Equal monthly payments required. Promo Fee of 2% of amount financed will be included in required monthly payments.
Promo Period

60 months

Required Equal Monthly Payment

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Total Payments (Including Promo Fee)

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A promo fee, equal to 2% of the Amount Financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the Amount Financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. These payments equal the Amount Financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent and may be higher than the payments that would be required if this purchase was a non-promo purchase. Although estimated monthly payments shown will be rounded up to the next whole dollar (for ease of display), your actual required equal monthly payment will be rounded up to the next cent on your billing statement. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown in connection with this promotional offer should allow you to pay off the Amount Financed (including related promo fee) within the Promo Period if:

  • You make your payments by the due date each month, and  
  • This is the only balance on your account during the Promo Period.  

If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.