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A message to our customers related to Coronavirus (COVID-19)

ALERT: Communication for customers impacted by the natural disasters. Learn More

ALERT: Communication for customers impacted by the natural disasters.

Our thoughts are with those affected by the natural disasters. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need.  At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

Engine oil is like gasoline. Without it, your car won’t go far.

Oil is vital to your car’s health and longevity. It circulates throughout your engine, reducing friction between moving parts and carrying off heat, varnishes and carbons—things that can lower your car’s performance. Oil also contains additives that clean dirty engine parts, prevent oil sludge from building up, stop oil from breaking down under high temperatures, stop rust and corrosion and improve flow (viscosity). 1

How often should you change your oil?

The old guideline was every 3 months or 3,000 miles. But with today’s advanced oil chemistry and engine technology, oil change frequency is changing. It’s not uncommon now for car owners to change the oil in their cars or trucks every 7,500 or 10,000 miles. Longer intervals between changes are not only easier on your wallet, but also on the environment—as there’s less dirty waste oil to dispose of. Nevertheless, check your owner’s manual and don’t go beyond the carmaker’s recommended interval. 2

What if you never change your oil?

The more heat, varnish and carbons that oil collects, the less effective it becomes. If not changed, it will eventually degrade into sludge, which can clog up your engine and wear out your pistons. Repairing that kind of damage is a lot more expensive than a simple oil change.  

Synthetic motor oil has its advantages

Synthetic motor oil is made from chemical compounds rather than from whole crude oil. Performance-wise, it’s a step up from conventional engine oil. It resists break-down, withstands high temperatures and flows well, even in cold temperatures. Although synthetic motor oil is more expensive than conventional oil, its performance makes up for it. Today, approximately 70% of new cars come with synthetic motor oil.3,4

Do-it-yourself oil change

While oil changes are fairly inexpensive today, you can still save a bit of money by doing it yourself. To find out more about how to change oil, visit the two links below.

Tip: An oil change is a good time to inspect your tires for wear. Synchrony Car CareTM offers special financing for new tires and automotive repairs. No interest if paid in full within 6 months on purchases of $199 or more.*

*No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


*Minimum monthly payments required.

Learn More:





3 http://www.pennzoil.com/en_us/education/know-your-oil/why-synthetic-oil.html#iframe-L2JyYW5kcy9wZW5uem9pbC8wMQ==


Additional Sources:



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