A message to our customers related to Coronavirus (COVID-19)

ALERT: Communication for customers impacted by the natural disasters. Learn More

ALERT: Communication for customers impacted by the natural disasters.

Our thoughts are with those affected by the natural disasters. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need.  At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.


Synchrony offers flexible financing and credit cards across major retail and service categories. Find the retailer and the financing option that’s right for you.


    Synchrony HomeSynchrony HOME™
    Synchrony Car Care™
    Icons indicate participating retailers

    Synchrony HOME™

    The card for your home

    Accepted at over thousands of locations nationwide, the Synchrony HOME™ Credit Card brings together retailers, promotional financing, and many opportunities to transform your home.

    • 2% cash back on purchases under $2991
    • 6 months promotional financing on purchases of $299 or more2
    • Plus 12-60 months promotional financing is available2

    Synchrony Car Care™

    Reach every destination
    with Synchrony Car Care™

    Accepted at thousands of gas stations, auto parts and service stores nationwide, the Synchrony Car Care™ credit card makes it easy to manage all of your car, truck, and RV expenses on one card.

    • 6 months promotional financing on purchases of $199 or more*
    • Anywhere, anytime access to secure account management
    • No annual fee and 0% fraud liability for 100% protection

    1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 90 days after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

    2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

    *Subject to credit approval. Minimum monthly payments required. For promotional financing details, click here. See above for merchant locations. Gas station purchases are not eligible for promotional financing.

    †For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.